Which non-medical carriers are available?

Which non-medical carriers are available?

Which non-medical carriers are available?

The Carrier Exchange supports ten non-medical carriers, each offering different levels of integration capability beyond basic eligibility management.

Available Non-Medical Carriers

The following non-medical carriers are available through the Carrier Exchange:

  • MetLife
  • Guardian
  • OneAmerica Financial
  • Unum
  • Allstate Benefits
  • Principal
  • Mutual of Omaha
  • Sun Life
  • Dearborn Group

Integration Capabilities by Carrier

Not all non-medical carriers offer the same level of integration. The capabilities vary across four categories:

Full Integration Suite

MetLife offers the most comprehensive integration, including:

  • Quoting
  • Integrated Eligibility
  • Integrated Billing/Premium Collection
  • Integrated Evidence of Insurability (EOI)

Advanced Integration

Guardian provides:

  • Integrated Eligibility
  • Integrated Billing/Premium Collection
  • Integrated EOI

OneAmerica Financial offers:

  • Quoting
  • Integrated Eligibility
  • Integrated Billing/Premium Collection

Standard Integration

Unum and Allstate Benefits provide:

  • Quoting
  • Integrated Eligibility

Eligibility-Only Integration

Principal, Mutual of Omaha, Sun Life, Dearborn Group, and Humana currently offer:

  • Integrated Eligibility only

What These Capabilities Mean

  • Quoting: Generate quotes directly through the integration
  • Integrated Eligibility: Automatically transmit enrollment and eligibility changes
  • Integrated Billing/Premium Collection: Manage billing and premium payments through the integration
  • Integrated EOI: Submit and manage Evidence of Insurability applications electronically

The level of integration affects what administrative tasks can be automated versus what still requires manual handling. For the most current information about carrier capabilities and any updates to this list, contact your BerniePortal Account Manager.

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