Creating a COBRA Subgroup

COBRA / State Continuation Subgroups are the way BerniePortal manages employees to continue their employer's group health insurance after a change in eligibility, and it is an integral part of our incredible administration with BerniePortal's Sister Company, Alpine TPA. 

To create a COBRA subgroup, you can either:

1. Create a NEW subgroup OR
   
2. CLONE an existing subgroup (this option is more popular because it eliminates the step to add plans to the Current Offer.)

Once the subgroup is created, select the subgroup to get to the Benefit Subgroup Configuration Area.

1. Click "Current Offer" or "Upcoming Offer" in the left panel (depending on if your account is preparing for open enrollment or not)
   
2. Make sure all COBRA eligible plans are attached to the Offer. This is most commonly only Health, Dental, and Vision benefit types.
   
3. Click SAVE at the bottom in the Offer area.
   
4. Next, return to the "Configure" page in the left panel.
   
1. Change the subgroup name to "COBRA"
   
2. Input the FEIN number
   
3. Select the "This is a COBRA subgroup" checkbox.
   
4. Select the "2% Admin Fee" checkbox
   
5. Click SAVE at the bottom.

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