Why should I use BerniePortal for 1095 filing instead of doing it manually?

Why should I use BerniePortal for 1095 filing instead of doing it manually?

BerniePortal's 1095 filing service saves you significant time, reduces errors, and ensures your forms are filed accurately and on time with the IRS. Our streamlined four-step process can generate your forms in under 10 minutes, compared to the hours required for manual preparation and filing.

Key Benefits of Filing with BerniePortal

1. Significant Time Savings

Manual 1095 filing requires gathering employee data, understanding complex IRS codes, completing forms for each employee, and navigating the IRS e-filing system. BerniePortal automates much of this work:

  • Employee data auto-populates from your existing BerniePortal records
  • Form counts and employee totals calculate automatically
  • Coverage information pulls from your benefits enrollment data
  • Generate all forms in just four simple steps: Organize, Configure, Review, Generate

2. Built-In Compliance Checks

The IRS has strict formatting and data requirements. A single error can cause your entire file to be rejected. BerniePortal helps you avoid common mistakes:

  • Validates required fields before submission
  • Applies correct IRS codes based on your configuration
  • Flags missing or incomplete employee information
  • Ensures proper formatting for IRS acceptance

3. Direct E-Filing with the IRS

BerniePortal transmits your files directly to the IRS on your behalf:

  • No need to navigate the IRS AIR (ACA Information Returns) system yourself
  • No need to register for IRS Transmitter Control Codes
  • We handle the technical XML file generation
  • Receive confirmation when the IRS accepts your filing

4. Error Reporting and Correction Support

If the IRS identifies issues with your submission:

  • We notify you of any rejections or errors
  • We provide clear guidance on what needs to be corrected
  • We resubmit corrected files on your behalf
  • We track your filing status through acceptance

5. Expert Support Throughout the Process

You're not alone in navigating ACA compliance:

  • Access to dedicated Account Managers
  • Step-by-step guides and resources
  • Cheat sheets for understanding IRS codes (Lines 14, 15, 16)
  • Support from a team that has been filing with the IRS since 2016

6. Comprehensive System of Record

BerniePortal serves as your all-in-one record-keeping system:

  • Year-over-year filing history maintained in one place
  • Easy access to prior year forms and submissions
  • Simplifies future filings with saved configurations
  • Download and store copies of all generated forms
Manual Filing vs. BerniePortal: Comparison

Task
Manual Filing
BerniePortal
Gather employee data
Compile from multiple sources
Auto-populated from system
Determine IRS codes
Research and apply manually
Guided configuration with defaults
Generate forms
Create each form individually
Batch generate all forms at once
E-file with IRS
Register for AIR system, create XML files
We handle transmission for you
Handle rejections
Interpret IRS error codes, resubmit
We guide corrections and resubmit
Time required
Several hours to days
Under 10 minutes

Ready to Get Started?

Contact your benefits broker to learn more about using BerniePortal for your 1095 filing needs. If your broker already provides BerniePortal to your organization, let them know you'd like to use us for ACA filing this year.

Important Disclaimer

BerniePortal cannot provide tax advice. While our platform is designed to simplify ACA compliance, employers should consult with qualified tax professionals to confirm their specific filing requirements.

    • Related Articles

    • What is the IRS e-filing deadline for 1095-B/1095-C forms?

      For the 2026 filing season (reporting Tax Year 2025 coverage), the IRS e-filing deadline is March 31, 2026. For calendar year 2025, Forms 1094-C and 1095-C are required to be filed by March 2, 2026, or March 31, 2026, if filing electronically. The ...

    • How to Generate and Download 1094-C / 1095-C Forms

      There are four stages to generating 1094-C / 1095-C forms in BerniePortal: Organize - Before entering the 1094 / 1095 area, be sure your portal is set up correctly and that you’ve gathered all necessary information. Configure - Within the “Subgroups” ...

    • How to Generate and Download 1094-B / 1095-B Forms

      There are four stages to generating 1094-B / 1095-B forms in BerniePortal: Organize - Before entering the 1094 / 1095 area, be sure your portal is set up correctly and that you’ve gathered all necessary information. Configure - Within the “Subgroups” ...

    • What is the difference between a 1095-B and 1095-C form?

      The critical difference comes down to employer size: Employer Size Funding Type Form Required Under 50 full-time employees Self-insured 1095-B Under 50 full-time employees Fully insured None (carrier files 1095-B) 50+ full-time employees Self-insured ...

    • Does BerniePortal offer both e-filing and mailing services?

      Yes. BerniePortal offers both IRS e-filing and employee mailing services for 1095-B and 1095-C forms. You can choose one or both services based on your needs. E-Filing Service We transmit your 1094/1095 forms directly to the IRS through the AIR ...