What Does 1095-B Report?

What Does 1095-B Report?

Form 1095-B reports minimum essential coverage (MEC) information to the IRS, including:

  • The coverage provider's information
  • The policyholder's information
  • All individuals covered under the plan
  • The months during which coverage was in effect

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    • Who is required to file 1095-B forms?

      Providers of minimum essential coverage (MEC) are required to file 1095-B forms. For employers specifically, this means small self-insured employers with fewer than 50 full-time employees. Health insurance issuers and carriers must file Form 1095-B ...

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      The critical difference comes down to employer size: Employer Size Funding Type Form Required Under 50 full-time employees Self-insured 1095-B Under 50 full-time employees Fully insured None (carrier files 1095-B) 50+ full-time employees Self-insured ...

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      For the 2026 filing season (reporting Tax Year 2025 coverage), the IRS e-filing deadline is March 31, 2026. For calendar year 2025, Forms 1094-C and 1095-C are required to be filed by March 2, 2026, or March 31, 2026, if filing electronically. The ...

    • Does BerniePortal offer both e-filing and mailing services?

      Yes. BerniePortal offers both IRS e-filing and employee mailing services for 1095-B and 1095-C forms. You can choose one or both services based on your needs. E-Filing Service We transmit your 1094/1095 forms directly to the IRS through the AIR ...

    • Adding Employees to the 1095-B List

      If your employer did not use BerniePortal for the full reporting year, or you forgot to add an employee throughout the year, the "Add" function allows you to add employees directly into the 1095 reporting area of BerniePortal. To add employee's to ...