Spousal Surcharge - Benefits
Turn on the spousal surcharge to charge employees an additional amount when their spouse has access to health insurance through their own employer but enrolls in coverage under this employer's plan instead. Set the surcharge dollar amount separately on each Benefits subgroup.
Who can turn this on
Employer Administrators with Benefits enabled manage the spousal surcharge setting on Benefits Settings. Users masquerading as the employer use the same path. Benefits Feature Admins use a separate Settings page under Subgroups that does not include this setting.
To turn on the spousal surcharge:
- Select Benefits in the top navigation menu.
- Select Settings in the secondary navigation menu.
- Select General from the left side menu.
- Under Charge spouses more for health insurance if they have access to it through their own job, select Yes to enable the surcharge, or No to turn it off.
BerniePortal blocks turning on the spousal surcharge while Health reimbursement? is set to Yes under Defined Contribution, showing the message "You cannot turn this on because you have Health reimbursement enabled." Set Health reimbursement? to No first if you need to turn on the spousal surcharge.
Related Articles
Benefit Subgroup Configuration Area
About this page After you create a benefit subgroup, use the Configure page to set the subgroup’s identity, deductions, documents, welcome content, and (when enabled) contribution amounts. Plans are attached on Current Offer and Upcoming Offer, not ...
Benefits Feature Admins
A Benefits Feature Admin is an employee a Global Admin gives Benefits administrative access for specific subgroups. A Benefits Feature Admin works only within their assigned subgroups, not the full Global Admin experience. Global Admins assign ...
How to Enroll in Benefits
Employees enroll in benefits through a four-step enrollment flow: Getting Started, Elections, Beneficiaries, and Confirm. Open enrollment and qualifying life event changes use the same enrollment steps after any required prerequisites. Who can enroll ...
Forms - Benefits
Import Benefit Forms your broker has created so you can attach them to plans. After employees confirm elections, BerniePortal fills those forms with election data. Who can import forms Employers with Benefits enabled can import forms. Brokers ...
Renewal Best Practices - Benefits
Use this checklist when you prepare Benefits for open enrollment. Each step links to the article that covers that task in detail. Who this is for: Employer users working in Benefits. Users who are masquerading as the employer use the same paths. Open ...