Suggestion: Update COBRA Premium options

Suggestion: Update COBRA Premium options

Many insurance carriers have a separate cost for a single child COBRA election verses multiple children. Traditionally, if there is a single child the COBRA premium cost is the employee rate. However, if there are multiple children covered under COBRA, their rate is based on the employee+children rate. In BerniePortal, there is ONLY an option for child(ren) only. There is no way to distinctly tell BerniePortal/Alpine the accurate cost for one child vs. multiple children. This can cause a major issue (also a compliance issue) down the road for someone if they are given the incorrect COBRA rates. The employer or COBRA participant could end up paying way more than needed if you input the employee+child rate in the COBRA premium box for child(ren) if they are wanting to cover just one child. This needs to be updated.